Buying a home may be the biggest financial decision of your life. That’s why we employ mortgage experts who not only find the best options to finance your home, but also help you understand the intricate homebuying process itself. Once you’ve found the home of your dreams, we’ll work with you to make it a reality.

Your Home Loan

Documents you’ll need to get started

Gather these items together before you start the application.

  • Driver’s License or Government Issued Picture ID
  • Valid Email Address
  • Proof of Income
  • Co-Borrower(s) Information (if applicable)
  • Property Details
  • Current Mortgage Info

Looking to buy a plot of land? We can help with a Land Loan, too!


Calculate your payments

Learn what you can expect to pay by calculating your monthly house payment.

Calculate a Mortgage Payment

Research your options

Helpful articles on the home buying process can be found in our Financial Wellness Center.

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Finding Home program

This program provides free financial education to individuals and families with barriers to home ownership.

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Why keep your mortgage in the community?



Different homebuying circumstances call for different types of mortgages. We’re committed to finding the right loan that works for your unique needs.



We don’t think a low credit score should stand in the way of homeownership. If you’re ready to purchase your own home, we’re ready to help discover a way to make that possible.



You may not fit in other lenders’ rigid lending guidelines. That’s okay — neither do we. We look for ways to say “yes,” not excuses to say “no.”

Hidden Costs of Buying a Home

Are you ready to buy a home? Learn about the advantages and disadvantages of home ownership, the upfront costs and monthly fees, the hidden costs, and the credit factors lenders evaluate in the lending process.

Finding Home - Hope Opportunity Mastery Empowerment

Home ownership is the foundation of any thriving community, which is why we’re committed to helping our members – regardless of financial circumstance – purchase a place they can call their own.

Since 2018 our Finding HOME initiative has helped members strengthen their finances and prepare them for lasting homeownership. We’re proud to offer this free service to our community – and to offer market-rate loans to all program graduates.

Also, check out the article Buying a house with bad credit, is it possible?

Umbrella providing debt protection

Life is unpredictable

That’s why it is important to safeguard your family by ensuring loan payments can be made on time with Marine Credit Union Debt Protection.

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Hear from our members

The staff was fantastic in answering all our questions, offering helpful suggestions. Though we had to handle everything by phone and email, the staff was very prompt in getting back to us with progress updates.

Barry O


The loan process was fast and very convenient. I have never had such a great experience with a bank!

Joswa L


My loan officer is fantastic – so supportive, kind, and knowledgeable. There are so many friendly, helpful people at Marine Credit Union, and it definitely makes my life easier!

Rebecca H


What’s new

November 30, 2022

Is it Cheaper to Build or Buy a House?

Whether you’re a first-time homebuyer or a current homeowner dreaming of a new abode, you may have visions of owning wide open space full of…

Read More
October 17, 2022

The Basics of Buying Land: 6 Steps to Ownership

A lot of people dream of staking claim to their own piece of land. The open space comes with all sorts of possibility, giving you…

Read More
October 21, 2021

Boost Your Property Value with These Remodeling Projects

Boosting Your Property Value The housing market is hot right now, and many people realize now is the time to get as much for your…

Read More

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Buying a House?

Contact us and take the first step today.

Get Started Have Questions?