Having excessive debt — no matter the reason — can make you feel like you’ve lost control of your finances, barely able to scratch the surface of repayment. But the good news is there’s a light at the end of the tunnel. By following some simple, practical steps, you have the power to take your debt from overwhelming to manageable. Achieve debt consolidation with less than perfect credit.

Check out the article How Does Debt Consolidation Work?

Why you’ll breathe easier when you consolidate debt with Marine



Some “quick fixes” for debt put you in a worse position than when you started. Our debt consolidation plans keep your long-term financial health in mind.



Debt consolidation isn’t a one-size-fits-all solution. Your loan officer will get to know your unique circumstances and come up with the right plan that works for you.



The quicker you can put your plan into action, the better. We know time is of the essence in these situations, so we make our loan decisions quickly — saving you time and money.

Debt consolidation calculator

Learn what your terms and payments would be if you consolidated your debt.

Calculating monthly payment on debt consolidation loan.

Umbrella providing debt protection

Life is unpredictable

That’s why it is important to safeguard your family by ensuring loan payments can be made on time with Marine Credit Union Debt Protection.

Learn More

Hear from our members

My loan officer was very friendly and knowledgeable. She made sure that everything was explained in a language that I could understand. Thank you so much!

Anthony K


This experience was so convenient, especially in this uncertain time. Doing it online from the comfort of my home was so appreciated!

Bruce M


The loan process was extremely easy and the staff were very prompt. I appreciate all that Marine Credit Union is doing!

Lori H

West Des Moines

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The way to digital banking

Get your finances back on track

Apply for a debt consolidation loan today.

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