Become a Member of Marine Credit Union

We believe everyone can achieve financial security, and we can help you reach your financial goals.
Joining Marine Credit Union comes with a lot of benefits.

When you become a member and bank with Marine CU, you get access to:

Products

We can match you with a flexible checking account, help you save money in a way that works for you, build your credit for the future, and meet your borrowing needs.

Education

We can help you gain control of your financial security with resources like free financial counseling from GreenPath.

Support

We can help make your financial life easier with personal support and a team that truly cares. Open an account with Marine Credit Union today.

OPEN AN ACCOUNT

What’s the difference between a credit union and a bank?

What is a credit union? It’s a financial institution, like a bank, but credit unions are non-profits that serve their members, often with better savings rates, lower loan rates, and reduced fees.

Some of the common differences between credit unions and banks are:

CREDIT UNION	BANK
Non-Profit	For-Profit
Community Focus	Regional or National Focus
Owned by Members	Owned by Shareholders
Requires Membership	Open Eligibility
Lower or No Minimum Balance Requirements	Higher Minimum Balance Requirements
Fewer Credit Restrictions or Barriers to Lending	Tougher Credit and Loan Approval Standards

CONTACT MARINE CREDIT UNION

What you get when you become a member

It’s easy to become a member and bank with Marine Credit Union. When you join, you’ll get:

Account features that help you better manage your money
Help build your banking history and improving your credit
a path to a better financial future

Your membership and account with Marine CU come with features that give you greater control over your finances and can help you achieve your financial goals. Member benefits include:

A debit card that gives you instant access to your account
Access to Smart ATMs to conduct any transaction you would in a branch, 24 hours a day
Direct deposit to make getting paid easy and convenient
Mobile and online banking to manage your money with ease and speed
Free savings, spending, and budgeting tools for help with saving toward a goal or calculating payments

LEARN HOW TO BECOME A MEMBER

What Sets Marine Credit Union Apart

At Marine CU, our mission sets us apart from other banks and financial institutions. We’re committed to advancing the lives of people from a place of financial need to a life of ownership and giving back in our communities. We put our mission into action every day.

The MCU Foundation

We pay it forward and give back to our communities through the MCU Foundation.

Finding HOME

Our Finding HOME program provides free financial education to individuals and families with barriers to homeownership. See how we’re fulfilling dreams.

Heart of MCU

Our employees share the common values of courage, collaboration, compassion, and commitment. Meet our team members.

Become a Member

At Marine Credit Union, we’re here for you. We believe everyone deserves a chance to achieve their financial goals, even if you’ve been turned away elsewhere.

We can help you build credit for the future, save money in a way that works for you, and meet your borrowing needs. Gain control of your financial freedom and join Marine CU today.

Becoming a member is easy. there are no hoops to jump through and no tricky terms and conditions. The only eligibility requirement for membership is a par value of $5 in your savings account. Par value means “stated face value” and is similar to a minimum balance.

OPEN AN ACCOUNT

HEAR FROM OUR MEMBERS

“My loan officer was very knowledgeable. She made sure that everything was explained in a language that I could understand. Thank you so much!”

Anthony K – Rees