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Home > Rates > Individual Retirement Accounts

Rates shown are current as of June 11, 2024 and are subject to change without notice. Contact us to verify today’s rates.

Minimum Opening DepositMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield

$0


N/A


0.25%


0.25%

TypeMinimum Balance to Earn DividendsNominal Dividend RateAnnual Percentage Yield

12-month IRA


$1,000


1.49%


1.50%


18-month IRA


$1,000


1.49%


1.50%


24-month IRA


$1,000


2.82%


2.85%


36-month IRA


$1,000


2.13%


2.15%


48-month IRA


$1,000


2.13%


2.15%


60-month IRA


$1,000


2.28%


2.30%


TypeMinimum Balance to Earn DividendsNominal Dividend RateAnnual Percentage Yield

12-month


$100,000


1.54%


1.55%


18-month


$100,000


1.54%


1.55%


24-month


$100,000


2.87%


2.90%


36-month


$100,000


2.18%


2.20%


48-month


$100,000


2.18%


2.20%


60-month


$100,000


2.33%


2.35%

*DISCLAIMERS

Individual Retirement Account Certificates: Traditional, Roth and Coverdell IRA accounts. Penalty may be imposed for early withdrawal.

Jumbo Individual Retirement Account Certificates: Traditional, Roth and Coverdell IRA accounts. Penalty may be imposed for early withdrawal.

APY= Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.