Overdraft Privilege allows Marine Credit Union to pay the charge in the event of an overdraft over $50. MCU will cover the transaction for an overdraft fee of $35 per instance, with a maximum of six charges per day.
Note: Overdraft Privilege on your debit card requires you to opt-in to Reg E to allow us to cover an overdraft. If you choose not to opt-in on your debit card, any charge that has insufficient funds will be declined and you could be subject to insufficient funds fees. To opt-in to Reg E, follow the directions below.