Marine Credit Union’s My Prize Checking is an account for members who use their account for everyday banking – and want to be rewarded for it! Earn dividend rewards*, enjoy a $50 Grace Zone, no monthly fees and no minimum balance among other great perks. It’s a checking account that fits your life. And, you can set it up online in as little as 5 minutes!
Earning dividend rewards with My Prize Checking is easy. Just enroll in e-statements, set up a recurring monthly direct deposit of $500 or more into your checking account, have 15 debit card purchases each calendar month and have a credit score of 500+. When you meet these requirements each month, you’ll be rewarded with dividends of 7.00% APY on balances up to $777 and .10% APY over $777.*
Every eligible card transaction is an automatic entry for a chance to win a $500 monthly prize or a quarterly prize package valued at $2,000.**
See Official Rules for more details.
Features include:
^Transaction fees from non-MCU ATM operators may apply.
Different homebuying circumstances call for different types of mortgages. We’re committed to finding the right loan that works for your unique needs.
We don’t think a low credit score should stand in the way of homeownership. If you’re ready to purchase your own home, we’re ready to help discover a way to make that possible.
You may not fit in other lenders’ rigid lending guidelines. That’s okay — neither do we. We look for ways to say “yes,” not excuses to say “no.”
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Corey G – Eau Claire
*My Prize Checking. Annual Percentage Yield (APY) accurate as of 03/01/2024. To earn the applicable Annual Percentage Yield (APY) each calendar month you must have ACH direct deposit(s) of $500 or more to your checking account, enrollment in eStatements, and a minimum of fifteen (15) purchases using your debit card. ATM transactions and debit card transactions processed by merchants and received by The Credit Union as ATM transactions not included. Debit card transactions processed by merchants and received by The Credit Union as Point of Sale (POS) transactions are included. No minimum balance requirements to earn dividends. Dividends are compounded daily and paid monthly. Fees may reduce earnings. Rates subject to change. A dividend rate of 6.78% will be paid on your account balance of $777 or less when qualifications are met, resulting in an APY of 7.00% for the dividend period. Account balances over $777 will be paid an APY of 0.10% when qualifications are met. If all requirements are not completed and/or posted in any given calendar month, the entire account balance earns 0.00% APY. If the checking account is closed prior to the end of the calendar month, all potential dividends will be forfeited, and the entire account balance earns 0.00% APY. The full calendar month begins on the first and up to the last calendar day at 5pm CST. Dividends are calculated and paid each calendar month on the daily balance. My Prize Checking is designed to be a primary checking account used for daily spending and other activities associated with primary checking accounts. There is a limit of one My Prize Checking per membership account. Marine Credit Union reserves the right to close one or multiple accounts at any time.
**NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open only to permanent legal residents located in the states of IL, IA, MN, WI who are legal age of majority (and at least 18) at time/date of entry. International and corporate transactions ineligible. Ends 02/28/2026. Consumers do not automatically receive a Prize for having a My Prize Checking account or for signing up for a My Prize Checking account. For Official Rules and complete details, click here.
