Build Your Savings While Building Your Credit 

Here’s how Get Credit works:  

Planning finances on computer

Step 1


You choose a loan amount based on how much you can afford each month. Choose between $45, $90, or $135 per month.

woman with piggy bank

Step 2

Make your monthly payments.

We lend you money and put it into a secure account. You won’t have access to the funds until after you pay yourself back with 12 on-time monthly payments. Those payments build your credit.

Credit score guru saving money

Step 3

Watch your savings and credit score grow.

In 12 short months, you’ll have built up your credit with a strong payment history, and a nice stack of cash for all your hard work.