Debt Protection is available for closed-end consumer loans, open-end consumer credit plans and unsecure lines of credit (Kwik Cash), credit cards, closed-end home equity loans, non purchase money first mortgages, traditional first mortgages, and home equity lines of credit. Choose from the plan options listed below:

DeathDisabilityInvoluntary UnemploymentRates per $1,000 of monthly loan balance
GoodX$1.18
BetterXX$3.08
BestXXX3.68

If you meet eligibility requirements and conditions, Debt Protection will provide the following benefits:


Death: Helps your family get back on their feet financially with cancellation of loan.
All Plans: Cancels the remaining loan balance as of date of death (up to $100,000)


Disability: Cancels your loan payments for a period of time as you regain your health.
Plans 1 and 2: Cancels up to 12 payments per occurrence (aggregate maximum of $15,000, up to $1,000 per month)


Involuntary Unemployment: Helps ensure your loan payment will be taken care of as you search for new employment.
Plan 1: Suspends up to 3 payments per occurrence (aggregate maximum $15,000, up to $1,000 per month)