Why You Need a Checking Account

2 Min. Read

When it comes to managing your money, there are a lot of different products, services, and support you can use. And while everyone’s goals are different, a checking account may be the single most important tool to help you achieve your financial dreams.

The best checking accounts can help you manage all your financial transactions and stay on top of your budget. Here are five ways a checking account can help you take care of your everyday financial transactions:

• Easily manage your money. A checking account creates flexibility and ease in managing your everyday banking needs, like receiving your paycheck via direct deposit, making debit card purchases, and making payments.

  An account also helps you stay on top of your budget and track your financial transactions. With access to online and mobile banking, Marine Credit Union’s checking accounts help you manage your finances, even when you’re on the go.

• Get more options for paying. A checking account can expand the ways you can pay, from writing a check or swiping your debit card to scheduling bill payments or making online transfers.

• Get paid faster and easier. Many employers offer direct deposit, which makes getting paid more convenient—no waiting for a paper check and no check cashing fees.

  With Marine Credit Union’s My Relationship Checking, you can receive and cash your paychecks more conveniently and less expensively. Plus, with the My Payday feature, you can get access to your paycheck up to two days sooner.

• Get cash from an ATM. ATMs are a major benefit of having a checking account, offering convenient access to your account even when you can’t get to a branch. When you need cash, visit any Marine Credit Union ATM, including our Smart ATMs, to easily make a withdrawal for free. You’ll never get an ATM fee from MCU.

• Keep your money safe. A checking account can give you security and peace of mind. At Marine Credit Union, our consumer accounts are federally insured up to $250,000 through the National Credit Union Administration.

Learn more about the benefits—and the responsibilities—that come with having a checking account.