Open an account
Become a Marine Credit Union member today.
We’ll help you reach your full potential
Welcome to Marine Credit Union, where everyone is capable of achieving financial security.
Enjoy the benefits of membership.
When you become a Marine CU member, you get access to:
Budget tools
Save towards a goal or calculate a payment.
Financial education
Get help managing your finances with counseling, courses, and more.
Access to Smart ATMs
Conduct any transaction you would in a branch, 24 hours a day.
Direct deposit
We make getting paid easy and convenient. Plus, with our checking products, you get perks for doing so!
Easy-to-use online banking
Manage your money with ease and speed.
What sets Marine Credit Union apart?
At Marine, we’re committed to advancing the lives of people from a place of financial need to a life of ownership and giving back in our communities. Here is how we put our mission into action everyday:
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Finding HOME
Our Finding HOME program provides free financial education to individuals and families with barriers to homeownership. See how we’re fulfilling dreams.
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Financial Education
We offer free financial education curriculum and tools to our members with our Financial Education programs.
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Heart of MCU
Our employees share the common values of courage, collaboration, compassion, and commitment. Meet our team members.
It’s easy to get started.
With a few simple steps, you can open an account and start enjoying the benefits designed for your ease and convenience.
Confirm your eligibility
See how you’re eligible to join Marine Credit Union
Identify yourself
Provide a government-
issued ID, driver’s license/state ID, or passport.
Verify your address
A physical and mailing address are required to apply.
Validate your personal info
Provide your SSN and date of birth to confirm your identity.
Fund your account
Deposit as little as $5 into your savings account.
Marine Credit Union vs. Banks
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Types of organization
Types of organization
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Who can join
Who can join
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Invested in
Invested in
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Deposits federally insured
Deposits federally insured
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Governance
Governance
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Interactions with like financial institutions
Interactions with like financial institutions
Marine Credit Union
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Types of organization
Not-for-profit – Fewer fees, better rates
As a not-for-profit financial cooperative, we return our profits to our members in the form of better rates, lower fees, and greater service.
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Who can join
Members
Marine’s membership is open to anyone who lives or works in our field of membership, including the family of eligible members.
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Invested in
Community Members
We serve the needs of our membership and community by investing our non-interest income and interest from loans to local organizations working to make a difference.
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Deposits federally insured
NCUA insured ($250k)
Your deposits are insured by the National Credit Union Administration (NCUA) and are backed by the faith and credit of the United States Government.
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Governance
Member owned
Each member can exercise their voting rights to fill seats on the Board of Directors. The directors advocate for membership.
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Interactions with like financial institutions
Cooperative
Credit unions are financial cooperatives. That means we work together toward one common goal- helping our members prosper.
Traditional Banks
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Types of organization
For-profit – More fees, worse rates
Traditional banking institutions primarily focus on generating profits for their shareholders with no added benefits to their customers.
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Who can join
Customers
You cannot join a bank, but anyone can be a customer.
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Invested in
Generating Revenue
Banks use the income they generate from fees, interest, business accounts, and investments to increase their shareholders’ earnings.
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Deposits federally insured
FDIC insured ($250k)
At a bank, your deposits are insured by the Federal Deposit Insurance Corporation and are backed by the full faith of the United States Government.
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Governance
Stakeholder owned
Banks are governed by their shareholders. Voting rights depend on the number of shares you own leaving regular customers out of decisions.
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Interactions with like financial institutions
Competitive
Banks are competitive. They compete with one another for your business and see you only as a number.
See how you’re eligible to join.
You’re eligible for membership if you live in one of the following counties:
Illinois
Rock Island
Minnesota
Fillmore, Houston, Olmsted, Winona
Iowa
Allamakee, Cedar, Clayton, Clinton, Dallas, Fayette, Muscaline, Polk, Scott, Winneshiek,
Wisconsin
Brown, Calumet, Chippewa, Clark, Columbia, Crawford, Dane, Dodge, Dunn, Eau Claire, Fond du Lac, Grant, Green, Green Lake, Iowa, Jefferson, Kenosha, La Crosse, Lafayette, Manitowoc, Marquette, Milwaukee, Monroe, Outagamie, Ozaukee, Racine, Richland, Rock, Sauk, Sheboygan, Taylor, Trempealeau, Vernon, Walworth, Washington, Waushara, Waukesha, Winnebago.
We extend eligibility to all current members’ immediate family members. This includes grandparents, parents, spouses, children, grandchildren, and siblings.
Hear from our members
My loan officer was very knowledgeable. She made sure that everything was explained in a language that I could understand. Thank you so much!
Join Marine Credit Union today
No matter your destination, We’ll get you there.