Savings Account Options
We’re your guide to building a bigger nest egg.
Choose the right path for your savings
Opening a savings account is a fundamental step on any financial journey. It’s more than a place where you store your money. It’s a symbol of your commitment to achieving financial independence and, ultimately, success. We’re here to help you build that foundation — and see you through to the finish line.
Share Savings Accounts
Our primary savings plan is an insured, dividend-paying account that can be opened for as little as $5.
Money Market Accounts
Depending on your goals, an ordinary savings account might not give you enough bang for your buck. With a money market account, you can enjoy more flexibility and a higher annual percentage rate than regular savings.
Christmas Club Accounts
Avoid the strain that can come with holiday shopping by joining our Christmas Club. It’s a savings plan designed to help you prepare financially for Christmas.
INVESTMENT AND RETIREMENT ACCOUNTS
Long-term financial goals — from saving for a down payment on a car or home to a secure retirement — are often years in the making. Having a plan early ensures you don’t lose sight of those goals. No matter your financial destination, we’ll help you arrive safe and sound.
DIVERSE ACCOUNTS FOR DIVERSE NEEDS
- Traditional Individual Retirement Account (IRA)
- Roth IRA
- Share Certificates
Track your goals with our calculators
Set a goal and learn how much, and how long, it will take to reach.
How do I use a savings account?
Savings accounts are used to build savings for the future. It’s generally recommended to put away a few months’ worth of pay for use in case of an emergency. Or maybe you want to save for the holidays or a vacation. If you ever need these funds, you can access your money with your Marine debit card.
HEAR FROM OUR MEMBERS
“All my interactions with MCU have been courteous, polite, and professional. Thank you!”
Why plan your future with Marine?
ACCESSIBILITY
No amount of money is too small to save. At Marine, you can get your savings underway with as little as $5 initial deposit.
CONTROL
Check your account balance and schedule transfers anytime, anywhere with online banking or the Marine Mobile app.
VARIETY
Because all of our members have different financial goals, we offer several kinds of savings accounts, each offering unique benefits.
Savings Rate Specials
|
Minimum Opening Deposit |
Minimum Balance for APY |
Dividend Rate |
APY2 |
|---|---|---|---|
|
1Dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Your account is nontransferable and non negotiable. |
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|
Minimum Opening Deposit $5 |
Minimum Balance for APY $5 |
Dividend Rate 0.10% |
APY2 0.10% |