Home Buying

Use this simple glossary to learn the mortgage terms every first-time homebuyer should know, from APR to escrow to closing costs. Read More

Once you’ve accessed your home’s equity—whether through a refinance, second mortgage, or HELOC—it’s important to put those funds to good use. Read More

Refinancing can be a smart financial move in the right situation. Learn when refinancing makes sense and how much money you could save with a home refinance. Read More

Fannie Mae and Freddie Mac help make home loans more accessible and affordable by supporting lenders behind the scenes. Understanding the basics of these two government-sponsored enterprises (GSEs) can help you make more informed decisions as a borrower. Read More

When you're applying for a home loan, you're likely to hear a lot about interest rates and annual percentage rates. The numbers can be confusing, but it's important to understand how the two differ and how they affect your loan. Read More

If your credit score is damaged and you're not sure if you can qualify for a mortgage loan, there are steps you can take to put yourself on the path to ownership. Here, we'll explore alternative options when you can't buy a home with bad credit. Read More

Discover how a reverse mortgage offers financial flexibility for retirees. Learn how it works, the types available, payment terms, and important considerations. Read More

If your credit score is less-than-perfect and you're hoping to buy a home, it's important to do your research. Here, we'll explain the types of loans you may be able to get with a bad credit score. Read More

Buying a house is one of the biggest financial decisions many people make in their lifetime. Whether you’re a first-time home buyer or have purchased a home before, it can be an intimidating process with a lot of unanswered questions—especially if you’re looking for a bad credit home loan. Read More