Financial Education

Financial Education

Buy Now Pay Later

Buy Now, Pay Later: The Cost of Convenience

Services like Affirm, Afterpay, and Klarna allow consumers to break up purchases into smaller, interest-free installments, making it easier to afford items without waiting for the next paycheck or saving up for months. There are BNPL options for practically anything now, even paying for flights with Uplift. In theory, it is a helping hand to those who might need to buy items and can’t wait for more money to come in. But there is more to it. Read More

How to Use a Password Manager for Online Security

Imagine this: you receive an alert from your credit union about a failed online banking login attempt. Alarmed, you contact them and learn that someone tried to access your account from a foreign country. Luckily, they helped you divert disaster; their advanced security measures flagged the activity as suspicious and blocked it. Read More