Loans

Whether you’ve refinanced your home or taken out a second mortgage, you’ve just taken a big step toward financial empowerment. Unlocking your home’s financial potential with either of these loan types gives you the flexibility to pursue your goals, from paying off debt to funding major expenses to creating a financial safety net. Read More

You might think you need a Social Security Number to open a checking or savings account or apply for a loan. But what if you're not eligible for a Social Security Number? Don't worry; there's another I.D. number that is meant specifically for non-U.S. citizens: the ITIN. Read More

For lenders, the term “collateral damage” is more than just a saying (or an Arnold Schwarzenegger movie). Financial institutions take collateral seriously. So seriously that it has its own insurance. Read More

You might be wondering, “Is refinancing a good idea?” The answer will depend on your individual circumstances and financial goals, so it’s important to determine what you want to achieve by changing your loan terms. Read More

Refinancing is the process of replacing an existing loan with a new loan that has different terms, often with the goal of obtaining a lower interest rate, reducing monthly payments, or changing the length of the loan. Read More

If you're a homeowner, you can be proud of the equity you've built in your home. You've worked hard to manage your mortgage and make on-time payments. Now, it might be time to make your home equity work for you. Read More

An authorized user is a person who has permission to use someone else’s credit card and can make purchases but usually isn’t responsible for any debt that is incurred. Read More

Whether you’re looking for a residential lot to build your dream home or recreational land for hunting, it’s important to understand which type of land loan is right for you. Read More

When you’re ready to fulfill your dream of ownership, you might be weighing the pros and cons of buying an existing home or buying land to build your dream home. Read More