As temperatures rise, so can your utility bills but that doesn’t mean your budget has to boil over. With a few smart strategies, you can stay cool while keeping your financial wellness intact this summer. Read More
Debt
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Debt
Discover what debt settlement is, how it differs from debt consolidation, and the pros and cons of negotiating with creditors. Read More
Learn how to navigate resumed payments on federal student loans, including IDR plans, deferment, loan rehabilitation, and avoiding scams. Read More
Explore alternatives to bankruptcy—from credit counseling and debt management plans to consolidation and settlement—to choose the best path for you. Read More
Learn how debt management plans differ from debt relief companies, comparing costs, credit impact, and timing to find the best solution for you.
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Learn proven strategies to pay off credit cards faster—from balance transfers to automated plans—so you can rid yourself of high-interest debt. Read More
It's happened to all of us: the due date on a bill creeps up and the balance in our checking account doesn't quite cover the payment. What do you do? Let's look at two possible paths. Read More
If you’ve found yourself drowning in a sea of bills, loans, and credit card statements, you’re not alone. Many people face the daunting challenge of managing multiple debts, each with its own interest rate and repayment terms. Read More
Debt can be a powerful tool when used wisely, helping individuals and businesses achieve their financial goals. Read More