MY PRIZE JULY SPECIAL

Earn $77 or more when you enroll or switch to My Prize Checking, set up direct deposit, and meet qualifications.

Now through July 31, earn exclusive perks with My Prize Checking when you meet qualifications.

Get My Prize

 

My Prize is the ultimate rewards account. If you’re looking to get more from your checking account, now’s the perfect time to switch to My Prize.

Earn More in July!

Open a My Prize Checking account or switch your current MCU checking account to My Prize and earn:

  1. $7* for opening or switching your account.
  2. $77** when you enroll a qualifying direct deposit into your My Prize Checking account.
  3. 7.00% APY*** on balances up to $777 when qualifications are met.

Get My Prize

Already Have My Prize, but No Direct Deposit?

Enroll a qualifying direct deposit into My Prize and earn $77** – it’s easy!

Three Ways to Enroll Your Direct Deposit in My Prize

  1. Online or Mobile Banking

Establish your direct deposit in just a few steps using our “Set up Your Direct Deposit” widget:

    1. Log into Online Banking or the mobile app.
    2. Under Transfer & Pay, select Set up Your Direct Deposit (On the app, first choose More).
    3. Follow the steps to complete the switch.

From there, we ensure your account is connected with your employer and service providers.

  1. Call us at 800.923.7280.
  2. Visit any branch!

More Perks of My Prize

  • No monthly fee
  • Free overdraft protection
  • No ATM fees
  • Online and Mobile Banking
  • Meet qualifications and earn entries for cash drawings1
  • Access to My Payday – get paid up to 2 days early2
  • Access to My Grace Zone

Questions About My Prize?

Learn More

Hurry, this offer ends July 31!

*Offer available to existing Marine Credit Union checking members without My Prize Checking. Convert your current checking account to My Prize Checking, which is subject to approval, beginning 07/07/2025 and ending 07/31/2025. When you switch to My Prize Checking, we’ll deposit the $7 bonus in your new account by 08/09/2025. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.

Offer available to existing Marine Credit Union members who do not currently have a checking account of any kind and non-Marine Credit Union members. Members who have accounts closed within 90 days or closed with a negative balance within the last 3 years are not eligible. You can receive only one new checking account opening related bonus. To receive the bonus, open a new My Prize Checking account, which is subject to approval, beginning 07/07/2025 and ending 07/31/2025. We’ll deposit the $7 bonus in your new account by 08/09/2025. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.

**$77 cash bonus applies when you have a cumulative total of $500 or more in qualifying monthly direct deposits within 30 days of date above. Cash bonus will be paid directly into your account within 30 days of receiving the qualifying deposits.

***Annual Percentage Yield (APY) accurate as of 07/01/2025. A dividend rate of 6.78% will be paid on your account balance of $777 or less when qualifications are met, resulting in an APY of 7.00% for the dividend period. Account balances over $777 will be paid an APY of 0.10% when qualifications are met. If all requirements are not completed and/or posted in any given calendar month, the entire account balance earns 0.00% APY. Fees may reduce earnings. Monthly qualifications: ACH direct deposit(s) of $500 or more to your checking account, enrollment in eStatements, and a minimum of fifteen (15) purchases using your debit card. (ATM transactions and debit card transactions processed by merchants and Point of Sale (POS) transactions are not included.)

1NO PURCHASE NECESSARY TO ENTER OR WIN.  Void where prohibited. Open only to permanent legal residents located in the states of IL, IA, MN, WI who are legal age of majority (and at least 18) at time/date of entry. International and corporate transactions ineligible. Ends 02/28/26. Consumers do not automatically receive a Prize for having a My Prize Checking account or for signing up for a My Prize Checking account. For Official Rules and complete details, click here.

2Your account must be open for 30 days to use My Payday. After 30 days, you will be automatically enrolled in My Payday.