New Car Checklist: Your Complete Guide to Getting Road-Ready

2 Min. Read

Whether you just purchased your first vehicle or made an upgrade, there are a few important steps to take before you hit the road in a new car. This helpful guide details everything you need—from essential paperwork to must-have accessories—to make sure you’re ready for the road ahead.

Step 1: Get Your Paperwork in Order

Before you drive off the lot, it’s important to have all the necessary documents:

• Proof of Insurance: Most states require you to have auto insurance before you can legally drive your new car.
• Vehicle Registration and Title Transfer: If you purchased your car from a dealer, they’ll likely handle this process for you. If you bought from a private seller, you’ll need to visit the DMV.
• Loan Agreement and Payment Schedule: If you financed your car, review your loan terms and set up automatic payments to make sure you stay on track and never incur a late fee.

Step 2: Stock Up on Car Essentials

A few must-have accessories can make driving safer and more convenient:

• Safety and Emergency Kit. Stay safe on the road with jumper cables, a tire pressure gauge, a flashlight, a first-aid kit, and roadside flares.
• Convenience Items. Set yourself up for an easier ride with a cell phone mount, USB charger, sunshade, ice scraper, and an organizer for your trunk.
• Maintenance Basics. Don’t forget the windshield washer fluid, a portable tire inflator, and a multi-tool.

Step 3: Protect Your Investment

Consider these steps to keep your car in tip-top shape and avoid unexpected costs down the road:

• Follow a Maintenance Schedule. Oil changes, tire rotations, and brake inspections should be performed regularly.
• Consider an Extended Warranty. Many vehicles come with short-term manufacturer warranties, but an extended warranty can provide extra peace of mind.
• Install Anti-Theft Features. Steering wheel locks, GPS trackers, and dash cams can all help protect your car from theft and enhance your safety.

Step 4: Get to Know Your Vehicle

Every car has unique features and settings, so it’s important to take the time to:

• Set Up Bluetooth and Infotainment Systems. Sync your phone, adjust your navigation settings, and personalize your media preferences (while you’re still safely parked!).
• Adjust Safety Features. Understand any advanced features in your vehicle, like lane assist, backup cameras, and cruise control.
• Check Fuel Efficiency and Maintenance Intervals. Consult your owner’s manual to learn about the best ways to maximize your fuel efficiency and when to schedule routine maintenance services.

Step 5: Plan for the Future

Your new car is a big investment, so it’s important to make a plan to protect it:

• Budget for Maintenance and Repairs. Unexpected breakdowns can happen. Prevent financial stress by setting aside money for maintenance or enrolling in Mechanical Breakdown Coverage.
• Understand Car Depreciation and Resale Value. You’ve probably heard that your car depreciates as soon as you drive it off the lot. That may be true, but caring for your car now will ensure you get the best trade-in value later.

Ready to Hit the Road?

If you’re looking for flexible auto loan options, Marine Credit Union is here to help. We offer competitive rates, personalized service, and an easy application process. Apply today and take the first step toward owning a car.

Additional Resources

How to Get an Auto Loan

Getting a Car Loan: Key Terms to Know

What to Look for In a Car Loan

Can I Afford to Buy a Car? How to Finance Your Purchase