Mechanical Breakdown Protection
Peace of Mind and Protection for the Road Ahead.
Chart Your Course to Peace of Mind
A car breakdown is never planned, and it’s rarely cheap. Mechanical Breakdown Coverage from Route 66 and Marine Credit Union helps protect you from unexpected repair costs—because breakdowns shouldn’t break the bank.
It’s a smarter, more affordable alternative to costly dealership maintenance plans or paying out-of-pocket for major repairs. With no deductibles, flexible payment options, and coverage for a wide range of vehicles, you’ll get the peace of mind you need to drive confidently.
Benefits of Mechanical Breakdown Coverage
Route 66 has a policy for almost every vehicle – with no deductibles!
Save On Repair Costs
Avoid surprise expenses that can derail your budget.
Wide Coverage.
Coverage is available for a variety of vehicles with options tailored to your vehicle’s age and mileage.
Flexible Payment Options
Roll the cost into your auto loan or pay upfront—whichever works best for you.
No Deductible
No out-of-pocket costs when you need a repair.
Fast & Simple Claims Process
If your claim is approved, Route 66 pays the repair shop directly so you can get back on the road quickly.
Vehicles Eligible for Coverage
- Cars
- Trucks
- Motorcycles
- ATVs
- UTVs
- Golf Carts
- Fish Houses
Vehicles Not Covered
- Boats
- RVs & Campers
- Tesla vehicles* (Other electric vehicles are eligible for coverage)
Talk to a Loan Officer Today
Coverage and pricing depend on your vehicle’s year, make, model, and mileage. Let’s find the best option for you!
How to file a claim
Filing a claim is easy—just call or email before any work is done.
Call: 1-800-808-0828
Email: claims@route66warranty.com
Please contact Route 66 before any work is done.
In order to have your repair approved, you’ll need to provide the following information:
- Agreement Number
- Agreement Holder’s Name
- Current Mileage
- Mechanical Complaint
- Itemized Estimate
Everything You Need to Know about Mechanical Breakdown Protection
Mechanical Breakdown Coverage is an extended warranty offered through our partner, Route 66 Warranty. It helps cover the cost of unexpected vehicle repairs so you can avoid large out-of-pocket expenses.
The following vehicles are not covered under the Easy Street and Main Street plans:
- Audi
- BMW
- Corvette
- Hummer EV & HI
- Jaguar
- Land Rover
- Mercedes and Mercedes AMG
- Porsche
- Saab
- Tesla*
- All Exotic/Limited Production Vehicles
The vehicle types listed above may qualify for the First Street Plan.
*Tesla vehicles are not covered under the Easy Street or Main Street Plans, but other electric vehicles are eligible.
No, boats, campers, and RVs are not eligible for coverage.
Yes, coverage is available for:
- ATVs, UTVs, motorcycles, golf carts, and fish houses
- Terms range from 18 to 40 months
- Vehicles must be 10 years old or newer
- No mileage limit
No, Mechanical Breakdown Coverage has zero deductibles—so you’ll never have to pay out of pocket for a covered repair.
Yes. If your vehicle is in the shop for a covered repair, Route 66 will reimburse you for a rental car:
- $50 per day (for every four hours of covered repair time, up to $250 total)
- Rental receipts are required for reimbursement