New Homeowner Checklist

2 Min. Read

You just accepted the keys to your new home—congratulations! No doubt, you’re eager to unpack and enjoy home-sweet-homeownership. But before you settle in, there are a few practical matters to take care of to ensure you’re set up for success.

Here, we’re highlighting six critical tasks to add to your to-do list as a new homeowner. The great news? You don’t have to tackle everything all at once! We’ve organized the list using a suggested timeline to make your transition even smoother.

Before Move-In Day

1. Change your address.
   First things first, update your address! Start with the U.S. Postal Service to forward your mail to your new home. Then, update your address with your credit union or bank, credit card companies, insurance providers, and subscriptions. Notify your employer, healthcare providers, and any other organizations where your contact information is essential. Taking care of this in advance will ensure your important documents and deliveries don’t get lost (we speak from experience!).
2. Set up utilities and internet.
   Getting your utilities and internet up before move-in day is a must. Contact your utility providers to set up services for electricity, water, gas, and garbage collection. And don’t forget to schedule your internet installation! Having Wi-Fi ready to go will make move-in more convenient and you’ll thank yourself when you’re binge-watching your favorite shows in your new living room on day one!

On Move-In Day or Right After

3. Change the locks and update security.
   Once you’ve officially moved in, one of your first tasks should be changing the locks or re-keying the doors. You never know who might still have a key to your home from the previous owners. Consider installing a smart doorbell, upgrading outdoor lighting, or setting up a home security system for added security.
4. Locate and label important shutoffs.
   With safety in mind, take some time to locate the water shutoff valve, circuit breaker, and gas shutoff. Emergencies happen, and knowing how to shut off utilities quickly can prevent costly damage. Label these areas clearly; if you have time, test them to ensure everything is functioning properly.

During Your First Few Weeks

5. Schedule maintenance and inspections.
   Even if the previous owners kept the home in great shape, it’s a good idea to schedule professional inspections of key systems like HVAC, plumbing, and the roof. Catching minor issues early can save you a lot of time and money down the road.
6. Create a home maintenance calendar.
   Homeownership means keeping up with seasonal maintenance tasks, from cleaning gutters to changing HVAC filters. Dividing these tasks into monthly checklists makes them more manageable and ensures nothing gets overlooked. It may feel like a hassle, but remember: regular maintenance can extend the life of your systems and help you catch minor issues before they become big problems.

Your home is one of the biggest investments you’ll ever make, and you want to feel confident and prepared as you settle into this exciting chapter of your financial journey. Tackling these tasks will make your move smoother and set you up for a successful start as a homeowner.