Welcome to Your High Yield Savings Account
You’ve chosen our High Yield Savings account1 because it offers a top-tier 4.00% Annual Percentage Yield (APY)2. To earn the full APY, remember to keep at least $25,000 in your High Yield Savings account at all times. This minimum balance helps you make the most of your savings.
Ways to Fund Your New Account
Now that your High Yield Savings account is open, it’s time to fund it. Choose the option that works best for you—all are secure and simple:
- Wire Transfer: Move funds directly from another financial institution. Learn more here.
- In Person: Visit any Marine Credit Union Financial Empowerment Center to make a deposit with our staff.
- Mail a Check: Write a check to Marine Credit Union and mail it to us at:
300 2nd St. N, Suite 400
La Crosse WI, 54601
Include your account number to make processing easy.
How to Qualify for Your Full 4.00% APY
Minimum Balance
$25,000 required for the 4.00% APY.
Easy Monitoring
Check your balance anytime using your online account dashboard.
Set Up Alerts
Get notified if your balance drops below the minimum so you stay on track.
Your Membership Accounts
To open your High Yield Savings account, you also set up two required accounts. These accounts help establish your membership and give you more ways to save and manage your money.
- Par Value Savings Account: This account is required for membership. Keep at least $5 in it to stay a member in good standing.
- My Prize Checking (or your existing checking account): My Prize Checking makes managing daily expenses easier. Plus, you can earn 7.00% APY on balances up to $777 when qualifications are met.1
What’s Next?
With your accounts open, you’re ready to start growing your savings. Once your High Yield Savings account is fully funded, you’ll begin earning interest right away. Use your online dashboard to monitor balances, set goals, and track your progress. If you need help navigating your accounts, we’re here to help.
- Track Your Savings: Log in to Digital Banking any time to see your growth and update your goals.
- Get Help: Contact Us if you have questions. We’re ready to guide you.
Frequently Asked Questions
You’ll earn a lower APY until your balance is back above $25,000. Set up alerts to stay informed.
Yes—just a $5 minimum keeps your membership active.
Absolutely! Digital banking transfer, wire transfer, branch visit, or mailed check—choose what’s best for you.
Use it for everyday spending, paying bills, or online shopping, and you will earn 7.00% APY on balances up to $777 when qualifications are met.1
Chart Your Course to Greater Savings!
You’ve unlocked a powerful savings tool. Remember to keep at least $25,000 in your High Yield Savings account to earn the full 4.00% APY and maximize your earning potential. For any questions, reach out to our team.
1Dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Your account is nontransferable and non negotiable.
2APY = Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.