How do direct deposits and electronic payments work?

Direct deposits and electronic payments allow for convenient access to your funds and faster payments. Please ensure you include both the routing number and full MICR number when providing your account information to employers and merchants to avoid processing delays. Please note that each checking, savings, and loan has a unique MICR number, and your MICR number should be used for electronic transactions.

You can locate the routing number and full MICR number under Direct Deposit Information within Online Banking under Accounts.

1. Log into Online Banking or the mobile app.
2. Under Accounts select Direct Deposit Information  (On the app, first choose More)

Setup Direct Deposit

The Setup Your Direct Deposit widget is a tool that simplifies process of switching your direct deposit to Marine Credit Union, helping you complete the switch with ease and without the need of providing account numbers.

1. Log into Online Banking or the mobile app.
2. Under Transfer & Pay select Setup Your Direct Deposit (On the app, first choose More).