Atomic: Direct Deposit Switching

What is Atomic?

Atomic is a powerful platform that streamlines direct deposit switching within your digital banking or mobile app. You can securely and effortlessly update where your paycheck is deposited – no paperwork, HR form, or manual intervention required. All the magic happens with a seamless in-app flow.

1. Log into the Mobile App or Online Banking.

2. Choose Transfer & Pay and select Setup Your Direct Deposit.

Add a payee

3. On the Link your payroll account screen, choose Continue.

Add a payee

4. Find or select your employer/payroll provider.

Bill pay mobile

5. Sign in with your payroll credentials to authorize a switch.

Bill pay mobile

6. Confirm which account you want your deposit directed to (optionally, allocate a portion across accounts).

7. You’re done! Atomic takes care of notifying your employer/payroll system digitally.

Expect your next paycheck(s) to be deposited into the new account.