My Marine Checking

From checking “blah” to checking “hurrah”

Discover the benefits of Marine Checking.

No matter where you’ve been or what your story is, opportunity is the first step towards financial wellness. My Marine Checking is about having the chance to build strong money habits that boost your confidence and independence with your money.

Enjoy the perks of My Marine Checking.

Check out the features below:

ATM

Free Overdraft

Link your MCU checking and savings accounts and get free transfers to protect against overdraft fees.

ATM

No ATM Fees

Never get an ATM fee from MCU, even if you use an out-of-network ATM.*

ATM

No Monthly Fee or Minimum Balance

You’ll never be charged a monthly fee just for having an account, and there are no minimum balance requirements.

ATM

Debit Card Access

Get instant access to your funds with a debit card you can use at stores, for online purchases, and to make free withdrawals from any ATM.

ATM

Direct Deposit

Your payroll, social security, and other payments can go directly into your checking account, saving you a trip to the branch.

ATM

Online & Mobile Banking

Manage your finances from the comfort of your couch or on the go with online banking and the Marine mobile app.

FAQs

Yes, you can open an account with Marine Credit Union online. Online account opening is quick and easy with just 3 simple steps:

  1. Choose your checking account. There are no hoops to jump through. All you need to become a member of Marine Credit Union is a minimum balance of $5.
  2. Tell us a little about yourself. We’ll ask some questions about who you are and where you live. You’ll also have the option to add someone to your account.
  3. Fund your account. You can make your first deposit using a debit card, credit card, or a transfer from another bank account.

Open your account today. Plus, check out our in-depth guide, [What to Expect When Opening a Checking Account.]

Becoming a member of MCU is easy. There are no hoops to jump through and no tricky terms and conditions. The only eligibility requirement for membership is living or working in our field of membership and having a par value of $5 in your savings account. Par value means “stated face value” and is similar to a minimum balance.

The [Setup Your Direct Deposit] widget is a tool that simplifies the process of switching your direct deposit to Marine Credit Union. It helps you complete the switch easily and without providing account numbers.

  1. Log into Online Banking or the mobile app.
  2. Under Transfer & Pay select Setup Your Direct Deposit (On the app, first choose More).
  3. Follow the steps to complete the switch.

From there, MCU ensures your account is connected with your employer and service providers.

When opening your account, you have the choice to pick it up at your local branch or have your debit card mailed to you. Please make sure to deposit money into your checking account prior to using your debit card. We recommend $20 to get started. To fund your account, visit a branch/ATM, call 800-923-7280 or go to online banking.

Not finding what you’re looking for? Visit our Help section or contact us.

Ready to open your My Marine Checking?

Opening a My Marine Checking account is quick and easy. Click the link below, and you could have a new account in just 5 minutes!

Apply online
Get started
Schedule an Appointment
Book online
Email or Call Us

Disclosures

*Transaction fees from non-MCU ATM operators may apply.

Federally insured by NCUA. Equal Housing Lender. Copyright © 2024 Marine Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government.

NCUA