Buying your first car should be fun.
Take the stress out of financing with our first-time buyer special and personal guidance throughout the buying process. If you’re thinking about buying your first car and worried you may not qualify for the lowest promotional rate, you’ve come to the right place!
Marine is offering first-time buyers:
- Rates NO HIGHER THAN 10.99% APR* for eligible borrowers
- Quick approvals
- One-on-one guidance from our lending team
Apply Now Schedule an Appointment
Have questions? No problem.
Take our Navigating Auto Loans Course – an ideal starting place for first-time buyers!
Our team is also here to answer any questions you might have.
- Should I buy new or used?
- How do I avoid overspending?
- How much should I use as a down payment?
- How does a car payment fit into my budget?
- What can I expect at the dealership?
- Car, truck, or SUV?
- What car is right for me?
- Do I qualify for financing?
- Do I qualify for financing with my credit score?
Member Discount on Auto Insurance
Marine Credit Union members are eligible for a discount not available to the general public on auto insurance through Travelers.
Even if you recently renewed your policy, get a quote with your Marine member discount today, you can switch at any time. Plus, if Travelers isn’t the right fit at this time, you can compare quotes from up to 50 national and regional carriers through InsuraMatch, a wholly owned agency of Travelers.
*A limited-time auto loan special for first-time auto loan borrowers only. Rate shown is current as of July 22, 2026 and is subject to change without notice. APR (as low as) 10.99%. Rate based on $20,000 loan amount for 72 months, up to 100% loan to value (LTV), with a monthly payment of $380.58. Maximum loan is $20,000 with a maximum term of 72 months. Regular new and used titled vehicle loans only. Not available for refinancing an existing Marine Credit Union loan. Rate available to qualified first-time borrowers. If any applicant is not a first-time auto borrower, the applicable APR will be from our standard pricing matrix. All other individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. APR = Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Membership required. Federally insured by NCUA.
Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
Insuramatch is a registered trademark of Insuramatch, LLC.
