How to Get a Home Loan?
When you apply for a mortgage home loan, there are a few things the lender will look at to determine your eligibility and qualifications:
- Your credit score
- Your down payment
- How much income you earn and your debt-to-income ratio
- How much debt you can incur (or how much home you can afford)
When you’re presented with your options, you can use our free online calculator to compare two mortgage loans.