How does My Payday work?

My Payday is a feature that allows you to get paid up to two days before your official pay date.

Your account must be open for 30 days to use My Payday. After 30 days, you will be automatically enrolled in My Payday.

To take advantage of My Payday, you must be enrolled in direct deposit from your employer. When we receive notice from your employer that your paycheck is on the way, we reduce the processing time to release your money as early as possible. You can turn the My Payday feature on and off as you need it, like when unexpected expenses pop up.

The timing of the availability of your funds depends on when we receive notice from your employer and is not guaranteed. Reasons you may not receive your deposit early include: your direct deposit was set up too recently, your deposit type is not eligible (such as bank-to-bank transfer), or there is a payroll issue with your employer.