How does Get Credit work?

Get Credit is a 12-month program that allows you to build your credit score and your savings all at once. You pick the amount to save, and we’ll set you up for success. Here’s how it works:

  • We lend you money and lock it into a safe account. Each month, you make set payments (based on how much money you borrowed) to pay yourself back.
  • With every on-time payment you make, your credit should improve.
  • After making all your payments on time, you’ll accumulate savings and improve your credit at the end of the program.

It’s that simple. No down payment. No monthly fee. No high-interest credit card debt. Start your Get Credit journey with our short, 3-minute enrollment today.