Fraud Alert: Marine Credit Union will never contact you unsolicited and ask for passwords, security codes, account access credentials, or other sensitive personal information. If you receive an unexpected call from someone claiming to be Marine Credit Union, please hang up and contact us directly at 800-923-7280 to verify the request.
To improve your credit utilization ratio, aim to keep your credit card balances below 30% of your available credit limit. You can achieve this by paying down existing balances, requesting credit limit increases (without increasing your spending), and using multiple cards responsibly.