How can I improve my credit score?

There are many ways you can start building, improving, and maintaining your credit score, including:

Making your loan and credit card payments on time
Spending responsibly
Paying down credit card debt
Keeping old credit accounts open
Limiting new credit applications
Regularly checking your credit report

There is no fast fix for building or repairing credit. The best way to improve your credit score is to acquire a solid credit history with years of experience.