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How can I improve my credit score?

There are many ways you can start building, improving, and maintaining your credit score, including:

  • Making your loan and credit card payments on time
  • Spending responsibly
  • Paying down credit card debt
  • Keeping old credit accounts open
  • Limiting new credit applications
  • Regularly checking your credit report

There is no fast fix for building or repairing credit. The best way to improve your credit score is to acquire a solid credit history with years of experience.