We care about your reason

We believe a checking account is something everyone should have. It’s a first step toward improving your financial health. And, opening a checking account with Marine Credit Union is quick and easy — just click the link below and you could have your new account in less than 5 minutes!

Open a checking account

Your checking account comes with a bundle of benefits

Debit card control

Turn your debit card off and on with your mobile app! Misplaced your card? Turn it off with the click of a button. It becomes inactive so no one can use it. When you find it, turn it back on without having to wait for a new card.

Online banking

Handle your banking routine from anywhere. Pay bills with the click of a button on the day you want them paid.

Direct deposit

Payroll, social security and other payments can go directly into your checking account, saving you a trip to the branch.


Go paperless and clean up clutter by signing up for e-statements, a virtual copy of your billing statement.

Why Marine?


With our variety of checking accounts, including Better Than Free, Better Than Free + Interest and Credit Builder Checking, we’ll find the right fit for you.


With our new, exclusive CoverIt* program, we’ve got your back. CoverIt gives you a safety net for life’s ups and downs—you can use your money with less worry and breathe easier when money gets tight.

– Unlimited access to a $50 grace zone lets you go a little under on your account without the pesky fees

– $12.95/month subscription fee

– $5 safe spending rebate if you don’t use your grace zone during the month

– No contract, you can cancel any time


We believe every Marine member is entitled to a checking account — even if you’ve been told no elsewhere. Once you’ve established your account, we help you manage it.

We get it. And we’ve got you.

woman in wheelchair purchasing groceries

Open a checking account

*CoverIt is an optional service available for Marine Credit Union checking accounts. This service provides overdraft coverage for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the grace zone. The service costs $12.95 per month which will be automatically deducted from the checking account each month. Includes free transfers if enrolled in other overdraft protection from savings or Kwik Cash line of credit. Paying overdrafts beyond the grace zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period, delinquent on any loans, or not making regular deposits. Standard overdraft fees of $35 per item will apply for overdrafts beyond the grace zone. A fee may be imposed for covering overdrafts created by ATMs and everyday debit card transactions (if you are enrolled for overdraft privilege for those transactions), checks and other transactions made using your checking account number, automated bill payments, and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. Excessive use of any overdraft service can be costly and is discouraged. Fees and terms are subject to change. Some restrictions apply. See CoverIt service agreement for additional details.