Question 1

Can I open a My Prize Checking account online?

Accepted Answer

Yes, you can open an account with Marine Credit Union online. Online account opening is quick and easy with just 3 simple steps:

 	Choose the My Prize checking account. There are no hoops to jump through.
 	Tell us a little about yourself. We’ll ask some questions about who you are and where you live. You’ll also have the option to add someone to your account.
 	Fund your account. You can make your first deposit using a debit card, credit card, or a transfer from another bank account.

Question 2

I already have a Marine Credit Union checking account. How can I switch to My Prize Checking?

Accepted Answer

You have three options to switch your existing checking account to My Prize Checking:

 	Send a secure message in digital banking requesting to change your checking account type,
 	Call the contact center and request to change your checking account type, or
 	Visit a branch and a member service representative can help you make the switch.

The changes to your account will occur within 24-48 hours.

Question 3

How will I know if I will receive my dividends each month?

Accepted Answer

You can track your progress toward earning dividends with the My Prize Rewards Tracker in Digital Banking. Just log in to digital banking to see exactly where you are on your way to earning dividends each month. The tracker shows your debit card transactions, direct deposit amounts, and enrollment in eStatements.

Note: You must complete all 3 requirements each month to earn dividends, and all 15 debit card transactions must post and clear by 5pm of the last day of the month.

Question 4

Is there a dollar minimum for debit card transactions to qualify for rewards?

Accepted Answer

No, there is no dollar minimum for debit card transactions. Make at least 15 debit card purchases of any dollar amount to qualify to earn dividends. Debit card transactions processed by merchants and received by The Credit Union as Point of Sale (POS) transactions are included. Note that ATM transactions and debit card transactions processed by merchants and received by The Credit Union as ATM transactions are not included.

Note: Eligible transactions must post and clear by 5pm on the last day of the month to qualify for dividends.

Question 5

Is there a fee for My Prize Checking if I don’t meet all the activity requirements?

Accepted Answer

No, there is no fee for My Prize Checking. If you don’t meet all the activity requirements in a month, you won’t be paid dividends that month. You will be eligible to earn dividends again the following month.

My Prize Checking Assistance