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“Finding HOME helps families and individuals accomplish their dream of homeownership, even when they don't think owning a home is possible for them. But it is much more than just buying a home. Finding HOME exists to change people's lives for the better.”
— Majel Hein, Financial Literacy Counselor, MCU Foundation

“Getting in to this program gave us hope. Even if you come from rock bottom, you can do it. Without the Marine Credit Union Foundation, we couldn't be anywhere near where we are today.”
— The Sargents (Finding HOME graduates)

Finding HOME Financial Literacy Program

The Marine Credit Union Foundation launched its Finding HOME program in May of 2018. Finding HOME is a financial literacy program for credit-challenged borrowers that grants home loans to participants upon successful completion of program. The program brings to life the mission of the MCU Foundation and is free to participants.

Participants entering the Finding HOME program are unable to qualify for a mortgage with a traditional financial institution due to existing financial challenges. The program helps these individuals improve their current financial situation, achieve homeownership, and develop critical skills and knowledge to maintain financial stability.

The program will assess participants on a case-by-case basis and determine if they will be able to improve their financial situation enough for homeownership. Finding HOME will involve 12 -18 months of concentrated one-on-one financial counseling combined with classroom financial education for topics including:

  1. Saving and budgeting
  2. Understanding your credit score and credit report
  3. Identify theft
  4. Delinquency avoidance and management
  5. Home buying education
  6. Goal setting
  7. Home maintenance and repairs
  8. Money management
  9. Supplementing your income
  10. Financial products and services

Participants who graduate from the program are guaranteed access to a market-rate mortgage loan that fits their budget.

Interested households can set up an appointment by contacting Majel Hein at 608.791.1385 or To send a direct online inquiry, please fill out the form below.

About the Marine Credit Union Foundation

The Marine Credit Union Foundation is a non-profit 501(c)(3) organization committed to making charitable contributions and increasing the financial literacy in the communities Marine Credit Union serves.

About Marine Credit Union

Marine Credit Union is built upon the strong belief that members are more than a credit score, and we are committed to providing financial services to all members of the community—including those with past financial challenges. Marine will continue our long-standing tradition of delivering personalized lending solutions to fit our members’ individual needs. Marine Credit Union is a full-service financial institution serving over 60,000 members with office locations in Wisconsin, Minnesota and Iowa. For more information, connect with us on FacebookTwitter, YouTube and LinkedIn.