A checking account is an essential part of managing your finances. At Marine, we believe everyone deserves a checking account, even if they’ve been turned away elsewhere. With Credit Builder Checking, members can enjoy the perks of a checking account and strengthen their credit at the same time, all for just $5 per month.

Why Credit Builder Checking?



If you’ve had trouble getting a checking account, this is a great place to start.



It only costs $5 per month to keep your account open, and there’s no minimum requirement — you can deposit as much, or as little, as you’d like.



Enjoy perks like unlimited access to ATMs, a debit card, online banking and bill pay, as well as e-alerts — all included at no extra charge.


Yes, there is such a thing as checking that’s fair and flexible.

We get it. Things happen. Maybe a payment came due on grocery day, or payday came a little late. If you ever worry about your checking account going a little under, we can help.

Add CoverIt to your checking account and breathe easier with a $50 grace zone.

Hear from our members

I love that Marine Credit Union remembers my name when I visit my local branch!

Corey G

Eau Claire

Every time I have an issue, question, or concern, a member is right there to help me. Thank you MCU!

Kimberly B

All my interactions with MCU have been courteous, polite, and professional. Thank you!

Michael A

Eau Claire

January 8, 2021

Credit Reports 101

Confused by your credit report? Review the five areas below that affect your credit report/score and the tips to bring your score up.

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October 18, 2017

Establishing Credit for First Timers

By Mary Jo Healey, Market Manager – Des Moines, Marine Credit Union Establishing credit for the first time is not complicated, but it does require…

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June 23, 2016

Six Basic Steps to Improving Your Credit Score

By Ken Brossman, District Manager – La Crosse, Marine Credit Union A low credit score can be difficult to rebuild, but your ability to adjust…

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Unlock your financial potential

Open a Credit Building Checking account today.

Have Questions?