How it works
When you add CoverIt to your Marine checking account, you can breathe easier with a $50 grace zone.
- Unlimited access to a $50 grace zone lets you go a little under on your account without the pesky fees
- $12.95/month subscription fee
- $5 safe spending rebate if you don’t use your grace zone during the month
- No contract, you can cancel any time
With our new, exclusive CoverIt program, we’ve got your back. CoverIt gives you a safety net for life’s ups and downs—you can use your money with less worry and breathe easier when money gets tight.
We get it. And we’ve got you.
Add the flexibility of CoverIt to your checking account today!
*CoverIt is an optional service available for Marine Credit Union checking accounts. This service provides overdraft coverage for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the grace zone. The service costs $12.95 per month which will be automatically deducted from the checking account each month. Includes free transfers if enrolled in other overdraft protection from savings or Kwik Cash line of credit. Paying overdrafts beyond the grace zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period, delinquent on any loans, or not making regular deposits. Standard overdraft fees of $35 per item will apply for overdrafts beyond the grace zone. A fee may be imposed for covering overdrafts created by ATMs and everyday debit card transactions (if you are enrolled for overdraft privilege for those transactions), checks and other transactions made using your checking account number, automated bill payments, and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. Excessive use of any overdraft service can be costly and is discouraged. Fees and terms are subject to change. Some restrictions apply. See CoverIt service agreement for additional details.