Personal Loans

Quick access to funds, tailored to your needs.

Simple loans for life’s big moments

With clear terms, fixed payments, and zero hidden fees, a Marine personal loan is the stress-free way to cover unexpected costs or make your goals a reality.

The benefits of an MCU personal loan

Take advantage of our competitive loan terms.

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Clear and Simple Terms

Understand your loan from start to finish with straightforward terms and no surprises.

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Fixed Monthly Payments

Plan your budget with confidence, knowing your payments stay the same each month.

No Fees

No Hidden Fees

Enjoy peace of mind with a loan that’s transparent and hassle-free.

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Quick and Easy Application

Apply online in minutes and get a decision faster than you think.

Dollar Bills

Flexible Funds

Cover unexpected expenses, consolidate debt, or achieve personal goals with ease.

FAQs

A Marine Personal Loan is best for members who:

  • Know exactly how much money they need to have
  • Want a fixed rate over the life of the loan
  • Prefer to work directly with a lender
  • Don’t want to dip into savings
  • Don’t want to do an appraisal for a home equity loan

Members should have a solid credit history and be able to handle fixed installment loans.

Loan eligibility is based on the following:

  • A good-to-excellent credit score (640 and above preferred)
  • Experience with fixed installment loans
  • Willingness to consolidate other unsecured balances

Not finding what you’re looking for? Contact us.

Today’s Rates.

Unsecured Loan5

Term

APR (AS LOW AS)6

Rate (as low as)

5Rate based on $5,000 loan amount for 60 months with a monthly payment of $110.59.
6APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

Term

60 Months or less

APR (AS LOW AS)6

12.61%

Rate (as low as)

11.73%

Get a loan that caters to you

Apply for a personal loan today.

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