Quick Daily Tips to Prevent Identity Theft from Happening to You

In an earlier blog article, we looked at the different kinds of identity theft or fraud and provided some tips for protecting your identity directly related to your finances. But there are other important habits you can practice on a daily basis to help protect your identity and lower the risk of someone else getting a hold of your information.

  1. Secure your social security number (SSN). Don’t carry your social security card in your wallet or write your number on personal checks. Only give out your SSN when absolutely necessary.
  2. Don’t respond to unsolicited requests for personal information by phone, mail or online. This includes name, birth date, SSN and bank account numbers.
  3. Watch out for “shoulder surfers.” Shield the keyboard when entering passwords on any computer.
  4. Be discrete when entering your personal identification number (PIN) at ATM machines.
  5. Collect mail promptly. Ask the post office to put your mail on hold when you are away from home for several days.
  6. Monitor your billing cycles on your debts. If statements are late, contact the sender.
  7. Shred receipts, credit offers, account statements and expired cards to prevent “dumpster divers” Online Banking Security - Smallfrom getting your personal information.
  8. Store personal information in a safe place at home and or at work.
  9. Keep up to date virus detection software on your computers.
  10. Create complex passwords that would not easily be guessed.

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