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Interest Rates

Interest Rates for Savings Products

We post interest rates as a convenience for you in making financial decisions.  Remember, rates are subject to change without notice. Rates as of 11/04/2019 can be found below.

Contact your local branch for today’s rates.

Term Share Certificates
Term Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield
3-Month $1,000 0.15% 0.15%
6-Month $1,000 0.30% 0.30%
12-Month $1,000 0.50% 0.50%
18-Month $1,000 0.60% 0.60%
24-Month $1,000 0.80% 0.80%
30-Month $1,000 1.00% 1.00%
36-Month $1,000 1.05% 1.05%
48-Month $1,000 1.15% 1.16%
60-Month $1,000 1.30% 1.31%
Penalty may be imposed for early withdrawal and subject to account closure
*NOTE: Minimum balance is $100 for members under 18 (Excluding Specials).

 

Individual Retirement Accounts
Type Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield
Traditional, Roth and Coverdell IRA
12-Month IRA $1,000 0.60% 0.60%
18-Month IRA $1,000 0.70% 0.70%
24-Month IRA $1,000 0.90% 0.90%
30-Month IRA $1,000 1.10% 1.11%
36-Month IRA $1,000 1.15% 1.16%
48-Month IRA $1,000 1.25% 1.26%
60-Month IRA $1,000 1.40% 1.41%
Penalty may be imposed for early withdrawal.
*NOTE: Minimum balance to open an IRA certificate is also $1,000.

 

Jumbo Term Share Certificates
Term Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield
3-Month $100,000 0.90% 0.90%
6-Month $100,000 1.05% 1.05%
12-Month $100,000 1.25% 1.26%
18-Month $100,000 1.35% 1.36%
24-Month $100,000 1.55% 1.56%
30-Month $100,000 1.75% 1.76%
36-Month $100,000 1.80% 1.81%
48-Month $100,000 1.90% 1.91%
60-Month $100,000 2.05% 2.07%
Penalty may be imposed for early withdrawal and subject to account closure

 

Jumbo Individual Retirement Accounts
Type Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield
Traditional, Roth and Coverdell IRA
12-Month IRA $100,000 1.35% 1.36%
18-Month IRA $100,000 1.45% 1.46%
24-Month IRA $100,000 1.65% 1.66%
30-Month IRA $100,000 1.85% 1.86%
36-Month IRA $100,000 1.90% 1.91%
48-Month IRA $100,000 2.00% 2.02%
60-Month IRA $100,000 2.15% 2.17%
Penalty may be imposed for early withdrawal.
*NOTE: Minimum balance to open a Jumbo IRA certificate is also $100,000.

 

All dividend rates are subject to change without notice. APY assumes all principal and interest remain on deposit for full term. Accounts are federally insured to $250,000 by NCUA.