Interest Rates
Interest Rates for Savings Products
We post interest rates as a convenience for you in making financial decisions. Remember, rates are subject to change without notice. Rates as of 1/02/2020 can be found below.
Contact your local branch for today’s rates.
| Term | Minimum Balance to Earn Dividends | Nominal Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 3-Month | $1,000 | 0.15% | 0.15% |
| 6-Month | $1,000 | 0.30% | 0.30% |
| 12-Month | $1,000 | 0.50% | 0.50% |
| 18-Month | $1,000 | 0.60% | 0.60% |
| 24-Month | $1,000 | 0.80% | 0.80% |
| 30-Month | $1,000 | 1.00% | 1.00% |
| 36-Month | $1,000 | 1.05% | 1.05% |
| 48-Month | $1,000 | 1.15% | 1.16% |
| 60-Month | $1,000 | 1.30% | 1.31% |
| Penalty may be imposed for early withdrawal and subject to account closure *NOTE: Minimum balance is $100 for members under 18 (Excluding Specials). |
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| Type | Minimum Balance to Earn Dividends | Nominal Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| Traditional, Roth and Coverdell IRA | |||
| 12-Month IRA | $1,000 | 0.60% | 0.60% |
| 18-Month IRA | $1,000 | 0.70% | 0.70% |
| 24-Month IRA | $1,000 | 0.90% | 0.90% |
| 30-Month IRA | $1,000 | 1.10% | 1.11% |
| 36-Month IRA | $1,000 | 1.15% | 1.16% |
| 48-Month IRA | $1,000 | 1.25% | 1.26% |
| 60-Month IRA | $1,000 | 1.40% | 1.41% |
| Penalty may be imposed for early withdrawal. *NOTE: Minimum balance to open an IRA certificate is also $1,000. |
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| Term | Minimum Balance to Earn Dividends | Nominal Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 3-Month | $100,000 | 0.90% | 0.90% |
| 6-Month | $100,000 | 1.05% | 1.05% |
| 12-Month | $100,000 | 1.25% | 1.26% |
| 18-Month | $100,000 | 1.35% | 1.36% |
| 24-Month | $100,000 | 1.55% | 1.56% |
| 30-Month | $100,000 | 1.75% | 1.76% |
| 36-Month | $100,000 | 1.80% | 1.81% |
| 48-Month | $100,000 | 1.90% | 1.91% |
| 60-Month | $100,000 | 2.05% | 2.07% |
| Penalty may be imposed for early withdrawal and subject to account closure | |||
| Type | Minimum Balance to Earn Dividends | Nominal Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| Traditional, Roth and Coverdell IRA | |||
| 12-Month IRA | $100,000 | 1.35% | 1.36% |
| 18-Month IRA | $100,000 | 1.45% | 1.46% |
| 24-Month IRA | $100,000 | 1.65% | 1.66% |
| 30-Month IRA | $100,000 | 1.85% | 1.86% |
| 36-Month IRA | $100,000 | 1.90% | 1.91% |
| 48-Month IRA | $100,000 | 2.00% | 2.02% |
| 60-Month IRA | $100,000 | 2.15% | 2.17% |
| Penalty may be imposed for early withdrawal. *NOTE: Minimum balance to open a Jumbo IRA certificate is also $100,000. |
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All dividend rates are subject to change without notice. APY assumes all principal and interest remain on deposit for full term. Accounts are federally insured to $250,000 by NCUA.